All General Insurance

Insurance other than 'Life Insurance' falls under the category of General Insurance. General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities. There are also other covers such as Errors and Omissions insurance for professionals, credit insurance etc.

IRDA No. - 1095132

Health Insurance

Medical expenses are sky high these days, but was never cheap ever. Even a small treatment or an appointment with a doctor might consume a lot of money. Health insurance is a must, it saves money and covers unexpected calamities. Health insurance comes in handy to meet emergencies of severe ailment or accident. Sometimes it is associated with covering disability and custodial needs. Life is unpredictable, insurance can make it safe and secure from bearing huge loss. Health insurance is affordable and carries the assurance and freedom from insecurities that threaten life now and then.

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We liaise with the leading health insurance providers in India and buying through us enables analyzing costs and benefits from the pool of policies matching your requirements and of course not to forget the quality service offered by us.

Car Insurance

Car insurance technically provides protection against the losses incurred as a result of unavoidable instances. It helps cover against theft, financial loss caused by accidents and any subsequent liabilities. The cover level of Car insurance can be the insured party, the insured vehicle, third parties (car and people). The premium of the insurance is dependent on certain parameters like gender, age, vehicle classification, etc. Car insurance gives confidence to drive fearlessly but at the same time should follow the traffic rules. In emergencies it acts like a boon to the insurer.

car insurance

With so many car insurance companies vying for customer base in the market, it is quite difficult to make a decision like choosing the right policy covering the requirement, right insurer, etc. Figuring out the right insurance policy fulfilling the requirement and being cost effective can be time consuming. We assists in this endeavor of finding the right car insurance for the users. Fill in an online form, and mention the details, specific requirements and our experts will take it forward. We bring the most competitive cost quote and benefits of all insurance companies under one roof helping decision making.

Travel Insurance

Be it business or pleasure travel, having a trouble free trip is what everyone looks forward to. Illness is uncertain, it can spoil the planned trip. But with insurance in hand, medical bills are taken care of. Other difficult situations like loss of passport or baggage while traveling can also add on financial difficulties. These are all covered by travel insurance. Travel insurance usually covers medical expenses, financial or any other looses incurred while traveling. Travel insurance is arranged at the booking of a trip to cover exactly the duration of that trip. Travel insurance offers coverage for Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel. Irrespective of the nature of uncertainties, a suitable travel insurance fulfilling the requirements can offer the coverage needed while away from home.

travel insurance

It may save spending a fortune in any tragic unforeseen incident. But the challenge is to find the right policy that fits the budget at a short notice. Here the expertise of We can assist you. We offer a great search system which assist you buy best insurance for travel in just a few steps. Our reliable, innovative and advanced search system enables comparison of policies with prices and beneficiaries in just a few clicks. Choosing a suitable travel insurance best fitting the budget and requirement just got easier with us!.


Home Insurance

Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences which don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.

home insurance

The home insurance policy is usually a term contract-a contract that is in effect for a fixed period of time. The payment the insured makes to the insurer is called the premium. The insured must pay the insurer the premium each term. Most insurers charge a lower premium if it appears less likely the home will be damaged or destroyed: for example, if the house is situated next to a fire station; if the house is equipped with fire sprinklers and fire alarms; or if the house exhibits wind mitigation measures, such as hurricane shutters. Perpetual insurance, which is a type of home insurance without a fixed term, can also be obtained in certain areas.


Life-Insurance

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Peace of Mind

Insurance Company has been serve protecting businesses, mitigating.

Set for Life

Customers told us the things they dislike most insurance. We listened and created.

Tailored Cover

We guarantee at your next renewal, you'll get the same or an even better price.

We prioritize insurance planning is a must because it is protection to the life cover risk. It will help you understand whether you are under-insured or over-insured and the existing policies can be earmarked in the Financial Services structure.
Life insurance is important to people who want to protect their family from financial distress after their death. It can be used to provide financial security for loved ones.
The proceeds from a life insurance policy are paid to the beneficiary on a tax-free basis, which provides a lump sum that can be used for a number of purposes. Depending on the type of policy chosen, life insurance can also provide a savings component for the policyholder.

National Insurance

  • How does life insurance provide financial security ?

    The main reason people consider buying life insurance is to protect the people they leave behind. Having coverage in place is especially important during the policyholder's main earning years. During this time, he or she may have major expenses such as a mortgage, car payments and the like.

    He or she may have young children that need to be cared for, and/or aging parents that require assistance. In the case of a stay at home parent or spouse the funds may be used to pay someone else to perform the tasks, like cooking, housekeeping and child care, that the deceased once provided.

    The death benefit that an insurance policy provides is meant to replace income so that the policyholder's family is less likely to have to face a major lifestyle change in addition to dealing with the loss of someone who is very important to them. Most people are underinsured, as opposed to having enough coverage.

    Ideally, the level of protection chosen should be enough to replace the policyholder's gross income for a number of years. Where the policyholder has a young family, it's not unrealistic to look a plan that will pay out an amount that is equal 10 years of earnings or more.


  • What can a death benefit be used for ?

    The death benefit that is paid out under a life insurance policy can be used for any purpose the beneficiary deems appropriate. It's very common for the proceeds from the policy to be used to pay bills and debts the deceased has left behind. That way, his or her survivors are not required to pay them on the deceased's behalf.

    The cost of final arrangements is something that can be pricey, even for a very simple cremation or burial. An insurance policy can also be used to pay for funeral expenses and take that pressure off the family.

    Proceeds from a life insurance policy can also be used to pay off a mortgage or for general living expenses. If the policyholder has young children, the money may be used for childcare expenses or to hire a housekeeper or nanny. The funds can also be used to pay for post-secondary education for the insured's children, if desired.

    Anything that the policyholder's salary was used for when he or she was alive can be paid for with the death benefit that an insurance policy provides. The funds can also be invested to provide a source of income for the surviving spouse or partner in retirement.


  • How can life insurance provide savings ?

    Some types of life insurance plans have a savings component as well as provide protection if the policyholder dies. When the person chooses a permanent, universal or whole life insurance policy, part of the money that he or she pays in premiums is used to fund an investment savings plan. The money grows over time and the policyholder can use the money as collateral for a loan from the insurer if he or she needs to get access to cash in a hurry.

    The policyholder also has the option of canceling the policy and gaining access to the pool of funds if he or she wishes to do so. This is not a move that should be taken lightly and the policyholder should contact his or her agent or insurance company to discuss options before taking this step.

    The individual may also choose to cancel the existing policy and replace it with a term life policy that still provides a level of financial protection but does not include the savings component.

    Life insurance is a product that should be included in a plan to protect the policyholder and his or her family from financial disaster. Life insurance is important because it can be used to pay bills and expenses on behalf of the deceased. The funds from a death benefit replace the policyholder's income and can be used to help to maintain a lifestyle similar to the one the policyholder's family had before disaster struck. It is one of the most loving things that a person can do for his or her family, since the person who is insured will not be benefiting from the coverage - the ones he or she loves the most will instead.


Corporate Insurance

Our corporate Insurance Advisory, is capable to include end-to-end Insurance Solutions and Services to corporates. We cater to the Corporate Insurance and Risk Management needs for Large Industrial Houses, Medium Scale Companies and SMEs.

National Insurance

Provide Comparative and Competitive Quotes from Insurance Companies Assist in Policy Administration Personalized Claims Assistance.